Rising Tensions, What Does It Mean for Investors?

Unfortunately, our forecast over the past couple of years for increased geopolitical tensions is coming true. We have stated a number of times that when ruling governments are in dire financial shape, the politicians realize that they have no solution to solve the financial problems, so they often look for diversions to take the focus away from them.
Certainly Russian President Putin has been a master of these diversions, first invading Ukraine & now with his move in Syria. We are also very suspicious of why Turkey shot down a lone Russian jet. Seriously, there is no way they would have thought that if Russia wanted to attack them, Russia would only send one jet.
Turkey is in horrible shape financially, so we have to wonder if they want to use this incident to unite the people against Russia & divert their attention away from their domestic problems. As more & more countries fall deeper in debt, watch for more of these provocations against other foreign countries.
These polit…

What Is an Investment?

One of the reasons many people fail, even very woefully, in the game of investing is that they play it without understanding the rules that regulate it. It is an obvious truth that you cannot win a game if you violate its rules. However, you must know the rules before you will be able to avoid violating them. Another reason people fail in investing is that they play the game without understanding what it is all about. This is why it is important to unmask the meaning of the term, 'investment'. What is an investment? An investment is an income-generating valuable. It is very important that you take note of every word in the definition because they are important in understanding the real meaning of investment.
From the definition above, there are two key features of an investment. Every possession, belonging or property (of yours) must satisfy both conditions before it can qualify to become (or be called) an investment. Otherwise, it will be something other than an investment. Th…

An Automated Investment Advisor Helps Maintain Investment Goals

The advent of the automated investment advisor has made establishing a long-term financial plan easier and more accessible to a growing number of investors who want to have the ability of setting a program and staying on track. These systems can offer the user tools and advice that can let both the experienced investor and the novice maximize the opportunities that exist both in the short term and for future goals.
Providing professional guidance, sophisticated trading tools, and projections, these computerized systems-often known as "robo-advisors"- can be fully programmable to conduct trades or changes in the portfolio. Some variations allow for the user to "self-execute" trades or to have a human advisor guide the transactions.
How These Systems Function
One question that potential customers ask is: How does an automated investment advisor work? To begin with, these programs utilize mathematical algorithms to help establish a portfolio tailored to meet certain leve…

How to Choose the Best Fixed Deposit Scheme?

A fixed deposit scheme can help you to save a lot of money and can also assist you in expanding your investment portfolio. Hence, it is important that you wisely choose the fixed deposit account and make sure that your money is invested with the right bank or financial institution. By doing so, you can ensure that you get maximum value for your bucks. There are numerous fixed deposit schemes available these days and so choosing the right one can become a daunting task.

Here are a few tips that will help you in choosing the right fixed deposit scheme:

1. Opt for a scheme that offers the best interest rates - You should opt for a scheme that will offer you with the best interest rates so that you can earn more money within a short period of time. If the interest rate offered is on the higher side, you can earn more even if you deposit a comparatively smaller amount of money. However, do not just opt for a scheme just because it offers a higher rate of interest and instead opt for a scheme that also offer other beneficial features along with attractive interest rates.

2. Choose a scheme that offers flexible tenures - The tenure of the scheme should be flexible so that you will not have any problem in choosing a tenure that will be best suited to meet your needs. For example, if a scheme comes with tenures of 6 months to 5 years, you can choose a shorter tenure if you want to save money only for a short period of time and a longer tenure if you are looking to earn more interest from the deposited amount. However, you will not enjoy such flexibility if the scheme does not come with flexible tenures.

3. Opt for a scheme that is covered by deposit insurance policies - The banking and financial sector is very volatile and is susceptible to changes in the global economy. Hence, it is not very certain that the banks and other financial institutions will perform as desired all the times. In case the bank that you deposit your money with faces a financial crisis it may not be able to give you back your money. Hence, it is advisable that you opt for a deposit scheme that is covered by deposit insurance policies so that you can be certain that you will get you money back.

4. Select a scheme that comes with very low fees and charges - The fees and charges associated with the fixed deposit scheme that you opt for should be very low so that you will not lose a huge percentage of the amount that you deposit in paying various fees and charges. Make sure that you opt for a scheme that comes with very low fees for premature withdrawal of the deposited amount so that you will not have to be in a lot of trouble in case you decide to withdraw the deposited amount before the end of the chosen tenure.

5. Choose a scheme that comes with the option of auto renewal - It is better that you choose a fixed deposit scheme that comes with the option of auto renewal at the end of the tenure. If you do so, you will not have to go through the hassle of visiting the bank or contacting their customer support team to get the deposit scheme renewed. Instead, it will be renewed automatically at the end of the tenure based on the standing instructions that you provide when you sign up for the deposit scheme offered by the bank.

writer and blogger, founder of investings .

جديد قسم : Deposit

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